According to the different nature of the business enterprise and operational strength of the customer, the Bank provides the full range of financing options which can be syndicated or bilateral that is tailored to meet the customer's special projects and daily operational needs:

Syndicated Loan
Syndicated loan refers to a loan or other credit facilities provided by a syndicated group constituted by multiple qualified banks or other financial institutions to the same borrower based on the same loan conditions and agreement. We may be the mandated lead arranger or a participating bank.

Merging and Acquiring Loan
The Merging and Acquiring Loans refer to the ones ICBC grants to merging parties or their subsidiaries to pay merging transaction prices.

Working Capital Loan
Working capital loans are loans granted to customers to meet their daily funding needs and to ensure their normal production and business activities.Such working capital loans are on a revolving basis, where customers may make multiple withdrawals and repayments, subject to the loan period and facility limit that have been set.

Project Loan
A loan released to the borrower for the investment in fixed asset with regards to financing new property, extension or renovation of the existing property, new development or acquisition. Flexible term, generally mid-to-long term, or sometimes short-term loan for quick turnaround of fast cash. If required by the customer, bank acceptance draft or non-financing guarantee can be issued under the project loan, or applying for domestic or international trade finance.